18+
Ruby, AI character on Talkie
RubyRoleplay

Talkie18+ review · checked

Talkie review: a teen-friendly character app, its prices and why it is not NSFW

Talkie, from Singapore-based SUBSUP and powered by MiniMax models, is a large character chat app with voice, collectible cards and a creator program.

THE CHARACTERS

Characters on Talkie

Selected adult, clothed characters from public service pages; this sample does not represent the full catalogue.

  • Road Rage Love, AI character on Talkie
    Road Rage LoveRoleplay

Fictional adult characters from the public Talkie catalogue, checked Oct 24, 2026. Cropped only. Source: talkie-ai.com

OUR TAKE

The short version

Checked October 24, 2026 from a US connection. Prices in USD from the US App Store.

Talkie, from Singapore-based SUBSUP and powered by MiniMax models, is a large character chat app with voice, collectible cards and a creator program. It bans sexual and even suggestive content and lets users in from age 14, so it is not an adult service. The public catalog leans on anime franchises, K-pop idols, celebrities and step-family or school storylines; Talkie+ costs $9.99 a month or $49.99 a year in the App Store.

Quick facts

Price
Talkie+ $9.99 a month or $49.99 a year; Talkie+ Pro $24.99 a month (App Store)↗
Free plan
"Free Use", which Talkie may deny at its discretion↗
Adult content
Banned, including suggestive content↗
Minimum age
14 in the terms; Teen on Google Play, 18+ in the App Store↗
Platforms
Web, iOS (Talkie Lab) and Android (Talkie: Creative AI Community)↗
Payment
In-app via Apple or Google; gems $1.99-$19.99↗
Refunds
Generally none, except system errors or duplicates↗

HOW WE CHECKED Checked on 24 October 2026 through a US connection: talkie-ai.com and its public catalog, the terms of service (updated April 23, 2025), community guidelines (January 24, 2025), privacy policy, FAQ, the account deletion page and the US App Store listing. We did not create an account, because Talkie's terms let users in from age 14. We did not chat or pay.

THE INTERFACE

Inside Talkie

Actual screens. Tap to inspect.

THE COST

Plans, tokens & the actual bill

USD · checked 2026-10-24 · Pricing source ↗

Published plans · USD
PlanPrice & billingIncludedTokens
Free Use$0-Basic access; may be denied at Talkie's discretion-
Talkie+ (1 month)$9.99Monthly, auto-renewFull access to the services-
Talkie+ (1 year)$49.99Yearly, auto-renewFull access to the services-
Talkie+ Pro (1 month)$24.99Monthly, auto-renewHigher tier, as listed in the App Store-
Gems and gift packs$0.49-$19.99One-timeGems, level gift packs, Talkie+ Plus Coin ($5.99)Gems

Talkie does not list prices on its website, which shows only an "Unlock with Talkie+ -50%" button. The rows come from the US App Store in-app purchase list on October 24, 2026. Subscriptions are bought in the apps and renew automatically until cancelled; fees are non-refundable except as the terms allow.

CAPABILITIES

What’s included?

Free text chat

✓ Available

Free Use program; Talkie may deny it at its discretion. Source ↗

Voice chat

✓ Available

Characters chat by text and voice. Source ↗

Character creation

✓ Available

Create a Talkie; creators can earn revenue shares. Source ↗

Collectible cards

✓ Available

Card rewards based on conversation topics, tradable in the app. Source ↗

Memory

✓ Available

A Memory section exists; the FAQ says older messages are forgotten. Source ↗

NSFW chat

− Not available

Explicit and suggestive sexual content is banned. Source ↗

Celebrity bots

✓ Available

Public catalog shows bots of real celebrities and K-pop idols. Source ↗

Data export

✓ Available

Export Data page linked in the footer. Source ↗

Account deletion

✓ Available

Deactivation page on the web; permanent. Source ↗

THE UPSIDE

Reasons to consider it

  • Strict content rules: no explicit or suggestive sexual content.
  • Voice chat, collectible cards and a creator revenue share.
  • Web data export and self-service account deletion.
THE TRADEOFF

Reasons to pause

  • Open to users from age 14 and rated Teen on Google Play; the App Store says 18+.
  • Catalog full of franchise characters, celebrities and step-family or school storylines.
  • No prices on the website; recharges are non-refundable.
  • Not suitable for adult romance or NSFW chat.

What Talkie is

Talkie is a character chat app run by SUBSUP PTE. LTD. in Singapore, with AI from MiniMax. You browse community characters, chat by text or voice, collect cards from conversations and create your own characters; creators can earn a share of revenue. It runs on the web, on iOS as Talkie Lab and on Android.

Who it is built for

The terms set the minimum age at 14, or 15 to 16 in some countries. On a first visit the site asks your age range, offering 14-17 and even 0-13, and warns that some content may not suit all ages. Google Play rates the Android app Teen, while the App Store rates the iOS app 18+.

The community guidelines ban both explicit sexual content and "suggestive or implicit sexual undertones". This is a general-audience roleplay app, not an adult service.

What it costs

Talkie has a Free Use tier and a Talkie+ subscription. The website only shows a discount badge; the US App Store lists Talkie+ at $9.99 a month or $49.99 a year, Talkie+ Pro at $24.99 a month, and gems and gift packs from $0.49 to $19.99. Recharges are non-refundable except for system errors or duplicate charges.

What the catalog shows

The public Discover page for a logged-out US visitor is dominated by anime franchises such as My Hero Academia and Jujutsu Kaisen, K-pop idols, celebrities such as Kim Kardashian, and family, school and step-parent storylines. The terms only ban impersonating a person "falsely", so celebrity bots are not ruled out.

Privacy and deletion

The FAQ says chats with AI are private and filtered automatically for local laws. The privacy policy allows sharing visitor data with advertising partners for interest-based ads. You can export your data and deactivate the account on the web; deletion is permanent, and characters you published stay up with the creator shown as "Null".

Who should pick it, and who should skip it

Talkie suits fans of anime and fandom roleplay who want voice and collectibles and accept strict content filters.

Adults looking for romance or NSFW chat should skip it: it is open to teenagers, bans suggestive content and mixes real people into its catalog.

THE SMALL PRINT

Rules & privacy, in plain English

You must be at least 14 years old to use our Services, except where a higher minimum age is required by local law.
Age requirement (Terms of Service 2.3, updated April 23, 2025)Read the policy ↗ · checked 2026-10-24
Any content that exploits or sexualizes minors, including the depiction of minors in sexually explicit or inappropriate contexts, is strictly prohibited. This includes nudity or any form of sexualization of minors.
Minor Safety (Community Guidelines, last updated January 24, 2025)Read the policy ↗ · checked 2026-10-24
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
Real people (Terms of Service, prohibited conduct); the public catalog still lists celebrity botsRead the policy ↗ · checked 2026-10-24
OTHER OPTIONS

If Talkie isn’t your fit

Janitor AI homepage with tag filters and Be anyone. Build anything headline

Janitor AI

Large community character catalog for adults with a free built-in model.

PepHop AI popular characters grid with tags

PepHop AI

Community bots with explicit bans on minors and step-family themes.

Your questions, answered

Is Talkie free?

Talkie has a Free Use tier, which it may deny at its discretion. Talkie+ costs $9.99 a month or $49.99 a year in the US App Store.

Does Talkie allow NSFW content?

No. The community guidelines ban explicit sexual content and content with suggestive or implicit sexual undertones.

What is the age limit for Talkie?

The terms set the minimum age at 14 (15 or 16 in some countries). Google Play rates the app Teen, while the App Store rates it 18+.

Who makes Talkie?

SUBSUP PTE. LTD. in Singapore; the FAQ says the characters are powered by MiniMax.

How do I delete my Talkie account?

Use the Delete Account page on talkie-ai.com. Deactivation erases your data and chats permanently, and characters you published show "Null" as the creator.

Sources (11) · checked