Best AI girlfriend apps and websites, compared on price and rules

Choosing an AI girlfriend app mostly comes down to money and rules: what a plan costs after the first month, what it includes, when you can get a refund and what the operator does with your chats. The services below are ordered by how fully they publish prices and billing rules, then by their content, age and privacy terms.

If you only want to try something without paying, the free AI girlfriend comparison lists what each free tier really includes.

• Secrets AI. Best for: A memory-focused companion with a complete public price table. The official wiki lists Premium at $19.99/month or $109.99/year and Ultimate at $39.99/month or $319.99/year, with Moments for media on top. Sale discounts cover only the first billing period. Cancelling in Settings moves the account to Free at the end of the period.
• Nomi (https://nomi.ai/). Best for: A memory-focused companion on the web and in app stores. Nomi has no public pricing page; an official blog post from March 2026 gives $15.99/month, $39.99/quarter and $99.99/year, and current checkout prices were not confirmed. Its cancellation policy covers web, Google Play and App Store subscriptions and says unused time is not refunded. Nomi is a general companion product, not an adult-first service.
• Nectar AI (https://nectar.ai/). Best for: Tiered plans with published list and discounted USD prices. Nectar AI's plan data shows Premium at $19.99/month list or $9.99 discounted, Pro at $29.99 or $19.99, and Ultimate at $49.99 or $34.99. Which of the two prices a buyer sees at checkout was not verified. Subscriptions are non-refundable except where law requires.
• Candy AI. Best for: Detailed public rules on refunds, tokens and statements. Premium comes in 1, 3 or 12-month terms with 100 tokens a month and unlimited text chat: $3.99 a month billed $47.88 a year, $8.99 a month billed $26.97 every 3 months, or $9.99 for the first month and then $13.99 (checked October 23, 2026). The terms allow a refund only within 24 hours and 20 tokens, and the charge appears as "EverAI" on bank statements. Unused tokens expire when a plan ends.
• DreamGF. Best for: Published per-action token costs, with conflicting plan prices. The plans page lists $12.99 for the first month, then $25.98 a month, or $44.28 for the first year, then $88.56 (checked October 24, 2026); the pricing policy and homepage FAQ disagree with it on plan labels and the free trial, so the checkout amount is the real price. The membership policy publishes token costs per action and mentions a possible $1.99 monthly maintenance charge on previously paid accounts. Accepting a promotional token offer blocks cancellation for 30 days.

Price transparency comes first on this page, because it is the area where companion apps differ most and where most complaints start. We ordered the services by:

1. Published paid prices on an official page, quoted in USD with the check date.
2. Billing rules: renewal, first-period discounts and any second currency such as tokens, coins or Moments.
3. Refunds and cancellation, as written in the terms.
4. Content rules for adult material and real people, from the operator's own policies.
5. Age checks.
6. Deletion and retention, from the privacy policy.

Every service on this page requires users to be 18 or older. Where a fact was not on an official page, we mark it "not verified" rather than estimate.

All five require users to be 18 or older. Secrets AI uses an age gate with checks at registration and verification on request. Nomi's terms are 18+ and its wiki defines every Nomi as an adult, but the terms contain no adult-content clause; further verification has been announced. Nectar AI mentions verification for its NSFW mode without describing it, and its pages conflict on age. Candy AI relies on a self-declared age gate, with further checks where local law requires. DreamGF restricts UK access until it supports age verification.

Several of these services are mainly websites. Nomi runs a web app and also sells subscriptions through Google Play and the App Store, and its cancellation policy covers all three. Where you subscribe matters: an app store subscription is managed and cancelled in the store, not in the service's own settings. Janitor AI's help center, for example, says app subscriptions must be cancelled in the App Store or Google Play. Prices can differ too. Kindroid's subscriptions page, for one, notes that web purchases are generally cheaper than app store purchases.

A website subscription also decides what appears on your card statement. Candy AI's charge shows as "EverAI". DreamGF's pricing policy promises no adult transactions on bank statements but does not publish the exact descriptor.

Most companion apps now sell two things: a plan and a currency. The plan unlocks chat; the currency pays for media and extras.

• Secrets AI includes 8,000 Moments a month on Premium and 15,000 on Ultimate. Top-ups are for paid tiers only; the wiki's example is 4,000 Moments for $11.99.
• Candy AI includes 100 tokens a month on Premium. Token pack prices are not published outside the logged-in store, and unused tokens expire when a plan ends.
• DreamGF sells token packages from $2.99 to $179.99 to members, and its membership policy lists costs per action, such as 20 tokens for a new companion and 3 for a voice message.
• Nectar AI sells credit packs from $4.99 to $199.99.

If you plan to use images, voice or video, estimate the currency spend, not only the plan price.

Four services on this page show a first price that is not the renewal price. DreamGF's plans page lists $12.99 for the first month and $25.98 after that (checked October 24, 2026). Secrets AI's wiki says sale discounts apply to the first billing period only. Nectar AI shows a list price and a discounted price for every plan, and we could not confirm which one a given buyer sees at checkout. Candy AI's monthly plan is $9.99 for the first month, then $13.99, and longer terms are billed upfront ($47.88 for 12 months); its terms also allow price increases with notice before renewal.

Write down the renewal amount and date when you subscribe. That single step prevents most disputes.

• Refund window. Candy AI: within 24 hours and no more than 20 tokens used. Nomi: no refunds for unused time. Nectar AI: non-refundable except where law requires. DreamGF: no refunds once you have used companions, photos, messages or credits.
• Cancellation locks. DreamGF's membership policy says accepting its promotional token offer blocks cancelling for 30 days.
• Extra charges. DreamGF mentions a maintenance charge of up to $1.99 a month on previously paid accounts.
• Data and deletion. Secrets AI deletes chat history on account deletion; Nomi removes personal information within about 28 days but keeps archived communications; Nectar AI requires a support request; Candy AI deletes on request and otherwise keeps data about 3 years after last activity; DreamGF's membership policy says account deletion permanently removes data.
• Training. Secrets AI lists model training among data uses; Candy AI may use de-identified chats.

Our billing guide explains renewals and disputes, and the Candy AI safety guide looks at one service in depth. For more options, see Candy AI alternatives.

Facts are from official pages on the dates shown, not from paid testing. How we check facts.