Nectar AI
Free photo message plus daily generations
Free access: 15 messages and 10 image generations a day, 1 custom companion
Trade-off: The terms, FAQ and privacy policy give conflicting age rules.
Read review →Shortlist · 18+



Nectar AI is the easiest place to start: its free plan includes 1 photo message and 10 image generations a day, and Premium ($9.99 a month, list $19.99) includes 600 photo messages. OurDream has the lowest published price per chat picture: 5 Dreamcoins, so Premium's 1,000 monthly coins cover about 200 images. Candy AI also allows one free image, in chat or in the generator. If you want to control each chat photo, Secrets AI publishes a price of 50 Moments per standard photo and includes 8,000 Moments a month on Premium.
How we chose and detailed notes ↓Free photo message plus daily generations
Free access: 15 messages and 10 image generations a day, 1 custom companion
Trade-off: The terms, FAQ and privacy policy give conflicting age rules.
Read review →Lowest published coin price per chat image
Free access: Free users pay 1 Dreamcoin per message; free coin amount not published
Trade-off: Video drains the allowance: 1,000 coins buy under a minute.
Read review →One free picture before you pay
Free access: 5 messages in total, 1 custom character, 1 image
Trade-off: About 5 free messages before a subscription is needed.
Read review →| Service | From / month | Free | Features | Plan details | Open |
|---|---|---|---|---|---|
![]() | $9.99Premium, monthly (discounted from $19.99 list; checkout not confirmed); yearly $59.99 | Renews15 messages and 10 image generations a day… |
| First payment / renewalPremium $9.99/mo discounted ($19.99 list) Monthly planDiscounted from $19.99 list; checkout price not confirmed; yearly $59.99ExtrasNectar's pricing page needs a sign-in, so these USD figures come from the plan and credit-pack data the nectar.ai homepage loads for any visitor on October 23, 2026. Each plan has a list price and a discounted price; we could not confirm which one checkout shows. Subscriptions renew until cancelled in Profile > Settings > Subscription and Credits. Credit packs run from $4.99 for 2,500 credits to $199.99 for 100,000 plus 35,000 bonus credits. Checked· Source Full review → | Open Nectar AI ↗Review |
| $9.99Premium, 12 months, $119.88 billed yearly; monthly $19.99 | Not publishedFree users pay 1 Dreamcoin per message |
| First payment / renewalPremium $9.99/mo billed $119.88/yr, or $19.99 monthly Annual plan · $119.88 upfrontYearly billed upfront; monthly $19.99ExtrasUSD prices shown to a US visitor on 23 October 2026. The yearly price is billed upfront and the first yearly month adds bonus coins (1,000 on Premium, 5,000 on Deluxe). Extra Dreamcoins at checkout: 1,000 for $11.99, 5,000 for $49.99, 20,000 for $159.99. The plans FAQ says purchased coins stay on the account until spent and the plan tops up coins on every billing date; an older help article says plan coins "do not refresh monthly". The homepage FAQ still mentions only Premium. Checked· Source Full review → | Open OurDream ↗Review | |
![]() | $3.9912 months, $47.88 billed yearly (promo); monthly $9.99 first month, then $13.99 | Trial5 messages in total, 1 custom character… |
| First payment / renewal$3.99/mo billed $47.88 a year; monthly $9.99 first month, then $13.99 Annual plan · $47.88 upfrontPromotional yearly price; the monthly plan is $9.99 for the first month, then $13.99 a month; plans auto-renewExtrasThese were the promotional USD prices shown on October 23, 2026. Standard Premium includes 100 tokens each month; Premium Plus lists 330. Subscriptions renew automatically on the terms disclosed at checkout; the monthly introductory price increases from $9.99 to $13.99. Token-pack prices require sign-in and were not verified. Local taxes can apply. Checked· Source Full review → | Open Candy AI ↗Review |
| $19.99Premium, monthly ($109.99 a year) | Renews20 messages a day |
| First payment / renewalPremium $19.99/mo or $109.99/yr; Ultimate $39.99/mo Annual plan · $109.99 upfrontSale discounts apply to the first billing period only; plans renew at the regular priceExtrasPrices shown to a US visitor on October 24, 2026, during a Halloween sale with a seven-day countdown. The only discounted price that day was Ultimate yearly at $249.99 for the first year; the wiki lists $319.99 as the regular yearly price, and sale prices apply to the first charge only. The store shows $39.99 and $79.99 strike-through prices that do not appear in the wiki. Plans renew automatically. Monthly Moments do not roll over; extra Moments need a paid plan, get a 10% (Premium) or 15% (Ultimate) bonus, and their prices are not shown to logged-out visitors. Checked· Source Full review → | Open Secrets AI ↗Review | |
| $6.9912 months, $83.88 billed yearly; monthly $9.99 | TrialUp to 10 messages per chat |
| First payment / renewal$9.99/mo; $6.99/mo for 12 months ($83.88) Annual plan · $83.88 upfrontMonthly $9.99; renewal terms not shown before sign-inExtrasUSD prices shown to a US visitor on October 23, 2026. The 200- and 500-token packs were shown as 15% and 25% off ($14.00 and $35.00 crossed out). The plans page lists a sent message at 1 token, while the Terms of Service say a standard text message consumes two tokens. Renewal terms and payment methods are not shown before sign-in; the refund policy says every sale is final. Checked· Source Full review → | Open Infatuated AI ↗Review | |
| $3.6912 months, $44.28 first year, then $88.56 | RenewsDaily message bonus (10 to 50) |
| First payment / renewal$12.99 first month, then $25.98; 12 months $44.28 first year, then $88.56 Annual plan · $44.28 upfrontFirst-period promo: 12 months $44.28, then $88.56 a year; 3 months $23.97, then $47.94; monthly $12.99 first month, then $25.98ExtrasPlans page prices for a US visitor on October 24, 2026, shown as a limited-time offer on the first period (50% to 75% off). Plans renew automatically at the regular price unless cancelled. On October 23 the same page showed higher figures ($25.99 a month, $77.97 per 3 months, $311.88 a year), so prices change over time; the pricing policy also swaps the labels of its monthly and 3-month plans. The amount on the checkout screen is the one that counts. Checked· Source Full review → | Open DreamGF ↗Review | |
![]() | Not published | RenewsDaily messages and basic features, no card |
| First payment / renewalNot published; shown after sign-up See billing termsMonthly or yearly; renews automaticallyExtrasNastia does not publish plan prices on public pages, and our sign-up stopped at a CAPTCHA, so we could not see them. The terms say you pay in US dollars and subscriptions renew automatically. The help center says you can pause, switch between monthly and yearly, or cancel from the Membership page, with access until the end of the period. Remaining tokens or credits are lost when you delete the account; their prices are not published. Checked· Source Full review → | Open Nastia AI ↗Review |
![]() | $12.00Premium, billed yearly ($15 monthly) | TrialAbout 10 to 20 messages in total with 2 or 3… |
| First payment / renewalPremium $15, Deluxe $35, Elite $50 a month; annual $12/$24.50/$33 a month Monthly planRenews monthly until cancelled; annual billing about 34% cheaper ($12/$24.50/$33 a month)ExtrasPrices shown to a US visitor on October 24, 2026. Free users saw a "34% off" badge, which matches the Elite yearly discount. Yearly prices are per month for 12 months; the page does not print the total charged up front. Plans renew automatically. Coin packs: 300 coins for $10, 840 for $25, 2,000 for $50. Coin costs are listed in the account: an image is 10 to 40 coins, a video 50 to 300, voice 2 coins per 100 characters. Checked· Source Full review → | Open GirlfriendGPT ↗Review |
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Nectar AI is the easiest place to start: its free plan includes 1 photo message and 10 image generations a day, and Premium ($9.99 a month, list $19.99) includes 600 photo messages. OurDream has the lowest published price per chat picture: 5 Dreamcoins, so Premium's 1,000 monthly coins cover about 200 images. Candy AI also allows one free image, in chat or in the generator. If you want to control each chat photo, Secrets AI publishes a price of 50 Moments per standard photo and includes 8,000 Moments a month on Premium.
Everything below comes from the brands' own pricing pages, help centers and terms, read between October 23 and 24, 2026. All characters on this page are fictional adults. None of these services is a way to make pictures of a real person.
An AI girlfriend with pictures, in our sense, is a chat app where your fictional character sends an image during the conversation: you ask "send me a photo of you at the beach" and the picture appears in the chat, matched to her look and the scene you set. That is different from two neighbouring things:
Try Nectar AI Official site; no affiliate link.
One rule decided who got in: the in-chat picture feature had to be described on the brand's own pages. A generic "AI images" line on a home page was not enough. For each service we then wrote down four things:
We did not generate pictures for this page. Our free-test logs stop before image generation (Candy AI's sign-up stopped at a CAPTCHA, and the GirlfriendGPT test ran out of free messages after 10), so we quote documents, not results. Brands we recommend for chat only, such as Darlink AI and GoLove, are not ranked here. Our full method is on the methodology page.
Nectar's plan data lists, for the free plan, "10 Generations / Day," "1 Photo Message" and "Create 1 Custom Companion." Premium raises that to 100 generations a day and 600 photo messages a month, Pro to 900 with HD generations. The generator works from presets (faces, outfits, poses, effects) with a negative prompt, and the terms say "Image uploads in character creation are not permitted." The FAQ bans characters based on recognizable real individuals, "whether the person is named directly or depicted by recognizable likeness."
At the discounted Premium price, 600 photo messages work out to under 2 cents each (our arithmetic).
Price: Premium $9.99 a month (list $19.99), Pro $19.99 (list $29.99), Ultimate $34.99 (list $49.99), from the plan data the site loads.
Minus: we did not create an account, so the discounted price is what the plan data shows, not a checkout we completed. Video messages are Ultimate only.
Try Nectar AI Official site; no affiliate link.
OurDream's help center prices an in-chat image at 5 Dreamcoins and standard generator images at 10 coins per 2. Premium includes 1,000 coins a month, and the upgrade page FAQ says that covers "roughly 200 images." At $9.99 a month on yearly billing, that is about 5 cents an image if you spend coins on nothing else (our arithmetic). Coins you buy on top of the plan do not expire.
Reference photos are off: "We do not allow for the uploading of reference photos to OurDream due to possible deepfakes and other legal problems." The acceptable use policy lists "Real people, living or recently deceased" under content never allowed.
Price: Premium $9.99 a month billed $119.88 a year, or $19.99 billed monthly; Deluxe $29.99 a month billed yearly with 5,000 coins.
Minus: images, videos and voice calls all spend the same coins, and the free coin amount is not published.
Try OurDream Official site; no affiliate link.
Candy's help center lists what a free user gets: 5 messages across all characters, one custom character and "one image (either via the image generator or directly in chat)." That makes it the easiest place on this list to see an in-chat picture without a card. The subscription page shows an in-chat image toggle, on by default.
Premium includes 100 tokens a month. A referral note values 200 tokens at $20, so roughly 10 cents a token, but Candy does not publish how many tokens one image costs, and token packs are behind sign-in.
The blocked-content policy says users "cannot upload or share content," and bans deepfakes and images resembling real people. Candy also sells licensed "digital twins" of real adult creators; this page covers only pictures of characters you build or fictional catalog characters.
Price: $9.99 for the first month, then $13.99; $3.99 a month billed $47.88 a year.
Minus: the cost per image is not public, so you only learn your real price per picture after you subscribe.
Secrets AI has a whole wiki page called Chat Photos. You set the scene in chat, ask for a picture ("send a photo of yourself beside the lighthouse"), see the Moments cost, and accept. There is also an instant image button that turns the current moment into a picture. In one-to-one chats you can choose the aspect ratio (3:4, 9:16, 1:1, 4:3, 16:9) and resolution: 1K Fast and 1.5K cost 50 Moments, 2K costs 100. A "Lock appearance" switch decides whether story changes, like a new hairstyle, show up in later photos.
Premium includes 8,000 Moments a month. At 50 per photo, that covers about 160 standard chat photos if you spend Moments on nothing else (our arithmetic). Unused grant Moments do not roll over; purchased ones stay.
The rules on real people are strict: you "cannot upload files or images to the Service," characters based on real people "are strictly forbidden and will be deleted without a refund," and the reference-photo check "flags references that appear to show a real person."
Price: Premium $19.99 a month or $109.99 a year; Ultimate $39.99 a month with 15,000 Moments.
Minus: the free tier has no Moments and no image generation, and Moments cannot be bought on Free.
Try Secrets AI Official site; no affiliate link.
Infatuated publishes a token table for each action. "Image in Chat" costs 3 tokens, or 5 with V2 characters; the separate image tool costs 5 to 6. Token packs start at 150 tokens for $10.50, so an in-chat photo works out to about 21 to 35 cents at pack prices (our arithmetic). Plans include 100 tokens (monthly), 150 (3 months) or 175 (12 months) a month. The terms add that tokens "are returned automatically if images or videos are not populated."
Uploads are off: "Users cannot upload their own media."
Price: $9.99 a month; $7.99 a month billed $23.97 for 3 months; $6.99 a month billed $83.88 for 12 months.
Minus: the free tier is about 10 messages per chat, and the terms say all fees are nonrefundable.
DreamGF's builder lets you set face, body, outfit, hair and photo style from preset options, with ages limited to adult choices. In chat, the FAQ says the system detects a photo request and generates a matching image. Blurred previews are cleared with a membership.
The token cost per image depends on which official page you read: the pricing and membership policy say 10 tokens per image, while "How payment works" says 2. With 150 tokens a month on Premium, that is 15 or 75 images. We report both and cannot tell you which one applies at checkout.
The terms say content "made to resemble real individuals or minors will be deleted."
Price: $12.99 for the first month, then $25.98; 12 months $44.28 for the first year, then $88.56 a year.
Minus: no free trial, a possible $1.99 monthly maintenance charge on previously paid accounts in the membership policy, and the explicit public gallery shows to logged-out visitors after the cookie banner.
Nastia's help center describes two routes: ask your companion for a picture in chat, or use the standalone generator with styles, aspect ratio and a negative prompt. What sets it apart is the policy. The synthetic-media page says face references "are AI-generated only" and the service "does not accept user-imported, uploaded, or external photographs." The compliance page adds that "image and video uploads are disabled, and prompts naming public figures are refused."
Price: not published before sign-up. The free plan includes "daily messages and basic features" without a card; image generation needs a paid plan.
Minus: you cannot compare its price per picture with the others until you create an account.
GirlfriendGPT's account page lists "Conversational Image Generation" at 20 coins for Character Lite and 40 for Character Pro, next to 10 coins for a standard generator image. Coins cost $10 for 300, $25 for 840 and $50 for 2,000, so an in-chat image runs about 67 cents to $1.33 at the smallest pack (our arithmetic). Premium includes 400 coins a month, Deluxe 1,200. In our free test the account started with 30 coins and ran out of messages after 10.
The guidelines prohibit impersonation of real people and ask users to avoid "uploading images of others without their consent." We saw no upload field in the generator.
Price: Premium $15 a month ($12/mo billed yearly); Deluxe $35 ($24.50/mo billed yearly).
Minus: the most expensive per in-chat picture of the services that publish a price, and Safe Mode is on by default in the generator.
If you mainly want conversation, pictures are the fastest way to burn a budget: on Secrets AI one 2K photo costs as much as two standard ones, and on Infatuated AI one photo costs as many tokens as 3 to 5 messages. A text-first app from our free AI girlfriend list may suit you better. For a broader comparison of companions, start with AI girlfriend apps, and for lifelike visual styles see realistic AI girlfriend.
Partly. Nectar AI's free plan includes 1 photo message and 10 image generations a day, and Candy AI allows one free image, in chat or in the generator. Secrets AI and DreamGF do not include free pictures. A truly unlimited free option with in-chat photos did not appear in any official source we read.
It depends on the service. From published prices: about 5 cents on OurDream Premium billed yearly (5 of 1,000 coins), under 2 cents per photo message on Nectar AI Premium, about 12.5 cents on Secrets AI Premium (50 of 8,000 Moments on a $19.99 plan), 21 to 35 cents on Infatuated AI at pack prices, and 67 cents to $1.33 on GirlfriendGPT at the smallest coin pack. These dollar figures are our arithmetic from the brands' own numbers.
No, and you should not try. Secrets AI, Candy AI, Infatuated AI, Nastia AI, OurDream and Nectar AI disable uploads; Secrets AI deletes characters based on real people and flags reference photos that look like a real person. These services are for fictional adult characters only.
The services try. Secrets AI documents a "Lock appearance" setting that keeps the reference look and lets you choose whether story changes carry into later photos. DreamGF and Nastia AI build images from the character you designed. Results can still vary from picture to picture.
Not quite. In-chat pictures use your character and the current conversation as the prompt. A standalone generator gives you a blank prompt box and more control. Most apps here have both; our uncensored AI image generators page compares the generator side.

Custom companions
Premium $9.99/mo discounted ($19.99 list)Monthly plan · Discounted from $19.99 list; checkout price not confirmed; yearly $59.99
Free plan: 15 messages and 10 image generations a day, 1 custom companion
Facts checked 2026-10-23
Official site · no affiliate link
Custom characters
Premium $9.99/mo billed $119.88/yr, or $19.99 monthlyAnnual plan · $119.88 upfront · Yearly billed upfront; monthly $19.99
Free access not verified: Free users pay 1 Dreamcoin per message; free coin amount not published
Facts checked 2026-10-23
Official site · no affiliate link
Custom characters
$3.99/mo billed $47.88 a year; monthly $9.99 first month, then $13.99Annual plan · $47.88 upfront · Promotional yearly price; the monthly plan is $9.99 for the first month, then $13.99 a month; plans auto-renew
Trial allowance: 5 messages in total, 1 custom character, 1 image
Facts checked 2026-10-23
Official site · no affiliate link
Custom characters
Premium $19.99/mo or $109.99/yr; Ultimate $39.99/moAnnual plan · $109.99 upfront · Sale discounts apply to the first billing period only; plans renew at the regular price
Free plan: 20 messages a day; no Moments, no image or video generation
Facts checked 2026-10-23
Official site · no affiliate link
Custom characters (paid)
$9.99/mo; $6.99/mo for 12 months ($83.88)Annual plan · $83.88 upfront · Monthly $9.99; renewal terms not shown before sign-in
Trial allowance: Up to 10 messages per chat (FAQ)
Facts checked 2026-10-23
Official site · no affiliate link
Character builder
$12.99 first month, then $25.98; 12 months $44.28 first year, then $88.56Annual plan · $44.28 upfront · First-period promo: 12 months $44.28, then $88.56 a year; 3 months $23.97, then $47.94; monthly $12.99 first month, then $25.98
Free plan: Daily message bonus (10 to 50); no free trial
Facts checked 2026-10-24
Official site · no affiliate link
Companion builder
Not published; shown after sign-upSee billing terms · Monthly or yearly; renews automatically
Free plan: "Daily messages and basic features", no card (home page FAQ); number not published
Facts checked 2026-10-24
Official site · no affiliate link
Custom characters
Premium $15, Deluxe $35, Elite $50 a month; annual $12/$24.50/$33 a monthMonthly plan · Renews monthly until cancelled; annual billing about 34% cheaper ($12/$24.50/$33 a month)
Trial allowance: About 10 to 20 messages in total with 2 or 3 characters, plus task credits (terms example)
Facts checked 2026-10-24
Official site · no affiliate link